JUST BOUGHT: Pepto-Bismol House

Rachel and Allen JUST SOLD

 

First items on the agenda:

  • Paint away the Pepto-Bismol color (Rachel & Allen)
  • Pee in every corner of the yard (Rupert)

START TO FINISH: 67 days, including financing process

Exclusive Buyer Representation Agreement signed: November 21, 2015

In Contract: December 23, 2015

CLOSED ESCROW $20,000 under list price, FHA loan: January 27, 2016 (closed in 35 days even after 4 holidays, including Thanksgiving, Christmas, New Year’s Day and Dr. Martin Luther King, Jr. Day!)

 

Available Soon! Target Date: Jan. 26, 2016

lindenwood exterior photoALREADY IN CONTRACT: All cash contract with no contingencies scheduled to close in 6 days.
3-bedroom, 2-bathroom single-level home in the sought-after and well-established Southgate neighborhood on Lindenwood Way!
This home’s neighborhood popularity is due to its tree-lined streets, easy access to shopping, the Hayward-San Mateo Bridge, a neighborhood swim club, the mall and Chabot College a few blocks away, which is where A-list actor Tom Hanks attended.
 
Stay tuned for more information!

Why we MUST do business locally!

Amazon_Infographic_1200px_headerAmazon is rapidly expanding its online empire, but behind the conveniences that the company offers are a lot of hidden costs. We found an infographic to see how shopping at Amazon compares with shopping at local businesses in its impact on jobs, taxes, the local economy, and community. Before you click, here’s why your choice matters:

Jobs: Amazon creates less than half as many jobs as local brick-and-mortar stores do. This means the more Amazon grows and crowds out other businesses, the fewer jobs available.

Taxes: In most communities, Amazon has no facilities and therefore pays no property taxes.  In about half the states, it does not collect state and local sales taxes. Property and sales taxes are the main source of funds for our schools and public services.  If local businesses are squeezed out by Amazon, households will have to shoulder a higher tax burden.

Local Economy:  While local retailers are engines of economic activity, spending their revenue at a wide variety of other businesses in the community, Amazon merely extracts money, leaving little behind.

Click here for the full infographic. Please feel free to re-post and distribute this widely!

Who was in our house last year?

Piglet & Rufus the Dufus. YIKES! Add one more home improvement project to the 2016 list: Get those kitchen cabinets re-done! Photo by Katie Q., presumably dangling a treat over their noses.

 

 

Last year was relatively benign. Unlike past years, we didn’t have a series of major projects to be completed around the house, and we only had one big event and a few small ones at home, including football game get-togethers and game nights. The only major 2015 drama was the Seahawks losing the Super Bowl which resulted in Greg laying awake staring at the ceiling all night long — I could actually hear his eyes blinking as I tried to get some zzzz’s. Other than that, drama didn’t include my mother this time but instead, it was Piglet snagging cheese off the counter and licking the home-made mashed potatoes during our family Christmas gathering.

 
We did have a major bathroom remodel completed by our wonderful general contractor neighbor who lived across the street from us. Eric and his wife subsequently listed and sold their home through us and moved across the bay to be near their family.
 
Part of the bathroom remodel included our UPS guy who also delivers to our office a few blocks away. He was delivering a toilet and other bathroom stuff for weeks until he finally asked if Greg is the same “Greg Jones” from a few blocks away getting a throne and other bathroom stuff delivered.
 
We had Elite Catering provide food again for our 5-Year Itch Anniversary Party to celebrate our 5th year tolerating each other. Housecleaners came out to help with the cleaning before the event and I cleaned up my way after the event. Greg, however, isn’t as much of a slob as I am and he cleans the house regularly throughout the year. I get to clean the bathrooms, however. Lucky me.
 
Our house/dog-sitter took care of our knuckleheads Piglet & Rufus the Dufus while we were away. She’s not taking on new clients. I think perhaps we contributed to wearing her out.
 
Our neighbors/friends down the street got tired of seeing our overgrown tree outside and sent their tree-trimmer over to take care of it. I hope we remembered to reimburse them. Thanks B & C!
 
Larry of Sunshine Carpet Cleaning was more of a regular in our home than the housecleaners this year. We like our carpets clean and the only way to get them clean with dogs always slobbering and dragging their butts all over them is to have a pro like Larry and his crew come in. Thanks, Larry! I’ve known Larry and his wife Jeannie since the Rickshaw days when they were customers at my former restaurant.
 
Musette of Sterling Sites started the process of advising us on what to do with our less-used rooms of our home in order to make them more functional. We are two people who live in a 4-bedroom home and we have way too much space that isn’t used. We mostly use the bedroom and kitchen with the new bathroom being the most often occupied. Gotta love that heated toilet seat!
 
Greg’s been negotiating for a Cigar Room or some other caveman-ish living space. We ended the year by having Grady’s Chimney Cleaning come out and check out our stack and provide his chimney cleaning service. It’s in great shape and we can light a fire with no problem. Put that in yer pipe and smoke it!

 
The only unwanted visitors we had were two mice, one of which was in the glue trap THE DAY after Greg left town to visit one of his kids. Lucky me having to deal with that all by myself. Rufus the Dufus found the next mouse but luckily the dopey dog didn’t get stuck in the glue trap too — we caught him first. Later, leave it up to this dopey dog to tangle with an unknown critter outside in the back yard. Poor Piglet is usually the one who alerts us when Rufus is in trouble and he tried, but Greg and I were both busy and didn’t go outside right away. It may have been a raccoon or a cat. Who knows?
 
Nature surrounds us every day and even though we live downtown, we see deer eating freshly mowed grass, lizards around our house and along the creek bed a few blocks away and ducks swimming in the water outside our office building. I mention nature so our readers don’t think we live in a barn when we admit to having mice. They’re part of nature too but since they don’t help us pay the mortgage, we evict them.
 
This year, in 2016, I’m looking forward to new challenges to break up the monotony of everyday life. One of the biggest challenges I will have is enticing Greg to finish a couple of projects he started at home, namely, finishing painting the hallway and kitchen ceilings and changing the spotlight bulb over our bronze sculpture in our living room. He insists that he doesn’t have a tall enough ladder for completing these projects, and a painter we did have come in doesn’t like dogs and declined to paint our interior. Phooey!
 
So, this year, all I want is for the unfinished projects to get done.
 
That is all.

Real Estate: Kissing the (Hand) That Feeds You

In life, it’s very important to know which side of your bread is buttered. In my real estate career over many years, I’ve had the honor and privilege of representing clients who have bought homes with the financial contributions of their parents, in-laws, other family members or a loan through a financial institution. One common denominator has reigned supreme in each situation:

Those who hold the purse-strings get to call the shots.
 
I’ve seen the young couples with small children who need their parents’ blessing of cash and change their minds about where they buy because “mom doesn’t like the house”. In that case, since it was mom’s money helping to make that next purchase, the kids changed their plan about where they bought so they could be “closer to grandma”. Sounds fair to me.
One young couple I represented planned to buy a home with enough space so the in-laws could stay with them. In this case, the mother-in-law was being very difficult about what the kids were considering buying. I felt compelled to gently remind them that since “mom” isn’t contributing financially, then perhaps they could be more independent about their home purchase.
I don’t remember if I actually said what I was thinking — my edit button is broken sometimes. Let’s just say that my business partner/husband Greg backs away from showing property under these circumstances. (He has enough of his own mother-in-law sometimes. Love ya, mom!)
The most common example I see of our Buyer Clients being at the whim of he/she who provides the funds is when they’re relying on a bank of other financial institution to provide a loan for their purchase. Although most of our Buyers have enough of a healthy down payment, they still need to borrow money to be able to buy their home. It may seem odd when the lenders ask for abundant financial documentation or signatures or explanation letters or super-bizarre last-minute conditions. Sometimes I have to remind our Buyer Clients that this is all part of getting a lender to loan ’em many hundreds of thousands of dollars.
They have the money; they make the rules.
Sounds fair, right? Here’s one thing that really irks me when I’m showing property but luckily, this only happens when I’m hosting an Open House at one of our own listings, mainly because we’re selective about who our Buyer Clients are:
Scenario: Teenage kid doesn’t like the house. Complains annoyingly. Whines. Sulks. Pouts. Cops an attitude. Disrespects the adult.
Is this adolescent helping to make the mortgage payment? No.
Is this kid a child-star who’s bringing in the total infusion of cash in order for the purchase to happen? No.
Personally, I’ve gotten better over the years about commenting that whoever makes the house payment gets first pick about who bunks where.
The bottom line is this:
If mom and dad are giving you money to buy that house, you better be home for Christmas!

Light Up the Season event!

LUTS 2015The evening of Thursday December 3rd, our office Realty World Neighbors will be open from 5-7 p.m. for Light Up the Season festivities. RSVP HERE for our own “The Painter, the Poet, the Artisan” reception!

That evening, here’s what you can look forward to:

-local artist Jackie Arellano painting live in action animal portraits in our office’s “Art Gallery” where animal rescue-related artwork is on display

-local artisan Donna Jeffrey with her fuzzy handmade winter hats and scarves on display

-Dr. Marlena Uhrik’s book-signing for her Mom’s Choice Award winner, In Grandpa’s Hands along with “Take a Little Time—A  Keepsake Coloring Book”

-the Hayward Arts Council will be open across the hall

-the Hayward Area Historical Society will be open next door

-next door, Cannery Cafe will also be open for some goodies!

-pick up your “Passport to Downtown” and enter to win prizes!

At 7 p.m. sharp, we’ll close up and head to City Hall for the 7:30 p.m. tree-lighting ceremony!

While Their Peers Play, Allen & Rachel will INVEST

UPDATE AS OF DECEMBER 23rd: IN CONTRACT!

I love meeting young people who focus on “building” rather than “playing”. Allen & Rachel are 20-somethings who’ve made the decision to buy a home which is NOT in alignment with what their peers are doing. I’ve said this many times before:

We LOVE WORKING WITH SMART PEOPLE!

Rachel & Allen seek a home in the Hayward-San Leandro-Oakland areas under $600,000. Might you know of a home coming available that their little dog Rupert would like?

IMG_4444

Why Doing Business Locally MATTERS

Amazon_Infographic_1200px_headerAmazon is rapidly expanding its online empire, but behind the conveniences that the company offers are a lot of hidden costs. We put together an infographic to see how shopping at Amazon compares with shopping at local businesses in its impact on jobs, taxes, the local economy, and community. Before you click, here’s why your choice matters:

Jobs: Amazon creates less than half as many jobs as local brick-and-mortar stores do. This means the more Amazon grows and crowds out other businesses, the fewer jobs available.

Taxes: In most communities, Amazon has no facilities and therefore pays no property taxes.  In about half the states, it does not collect state and local sales taxes. Property and sales taxes are the main source of funds for our schools and public services.  If local businesses are squeezed out by Amazon, households will have to shoulder a higher tax burden.

Local Economy:  While local retailers are engines of economic activity, spending their revenue at a wide variety of other businesses in the community, Amazon merely extracts money, leaving little behind.

Click here to check out the full infographic. Please feel free to re-post and distribute this widely!

 

 

Want to live next to this? (Home Available Soon!)

Monika flier in JPG

UPDATE: This home is now available. CLICK HERE for property details.

We just listed a classy 3-bedroom home right next to Lake Don Castro. It will be available soon.

Would you like to live near outdoor recreation?

Don Castro Regional Park is a 101-acre urban oasis on the boundary between Hayward and Castro Valley. The clear waters of the swim lagoon are a favorite with central Alameda County residents.

The lake, San Lorenzo Creek Reservoir, is where fishing is available year round and hikers along the shore will discover a surprising wilderness in miniature, where turtles and frogs splash in the water, ducks rest in the reeds and raccoons and deer come down to drink at sunset. There is access to the Bay Area Ridge Trail, the Chabot to Garin trail and over five miles of trails in the Five Canyons Open Space. The adjacent lagoon is supplied with water and a large shallow area is roped off especially for children.

CLICK HERE for more information about Lake Don Castro.

Animal Lovers’ Artist Reception

Artist Jackie Arellano painting “Clover”, an adoptable dog at the Hayward Animal Shelter

“Animal Rescue; A True Humanitarian Endeavor”

When we save an animal’s life, we never quite realize how it salvages our own souls. Join Hayward Arts Council members Jackie Arellano and Ann Maloney-Mason as they show the beauty of their own souls through the eyes of their furry artwork.

This artist reception kicks off a season of charity events supporting animal rescue efforts leading up to Carnaval with the Hayward Arts Council (November 13th) and SantaCon Hayward 2015 (December 5th).

CLICK HERE to RSVP for the event held on Saturday November 7th from 1-3 p.m. at Realty World Neighbors’ Art Gallery in Downtown Hayward

“Zombie Homes”: The Vacant (Property) Dead

Dashboard 1

‘Zombie’ Homes Spook Fewer Neighborhoods

Vacant foreclosures – known as “zombies” – plunged 43 percent in the third quarter compared to a year ago, according to RealtyTrac’s latest U.S. Zombie Foreclosure and Vacant Property Report. As of the end of the third quarter, about 20,050 residential properties were in the foreclosure process and vacant, but had not yet been repossessed by the foreclosing lender.

“The overall inventory of homes in the foreclosure process has dropped 36 percent over the past year so it’s not too surprising to see a similarly dramatic drop in vacant zombie foreclosures,” says Daren Blomquist, vice president at RealtyTrac. “What is surprising is there are so many vacant homes where the home owners do not appear to be in financial distress — with only 3 percent in foreclosure or bank owned, and only 6 percent that are underwater. More than 63 percent of these vacant homes are not even encumbered by a loan, owned free and clear by the owner. The fact that the home owners are not selling given the recovering real estate market in most areas indicates that many of these properties are in poor condition and in neighborhoods that have been left behind by the housing recovery.”

The following states are still haunted with the most vacant “zombie” foreclosures, according to RealtyTrac’s report:

  • New Jersey: 3,997
  • Florida: 3,512
  • New York: 3,365
  • Illinois: 1,187
  • Ohio: 1,028

The following states have the highest share of vacant “zombie” foreclosures as a percentage of total vacant properties:

  • New Jersey: 9.4%
  • New York: 8.2%
  • Nevada: 2.7%
  • Massachusetts: 2.5%
  • Illinois: 2.1%

On a metro level, the following areas had the highest share of vacant “zombie” foreclosures as percentage of all vacant properties:

  • Rochester, N.Y.: 14.3%
  • Trenton, N.J.: 10.5%
  • New York: 10%
  • Albany, N.Y.: 7.9%
  • Allentown, Pa.: 5.2%

Source: RealtyTrac

Have “zombie homes” plagued YOUR neighborhood?

A Family Affair in the Upper B Street Neighborhood

Beautiful family!

Exclusive Buyer Representation Agreement signed: August 7th, 2015

In Contract: August 16th, 2015

CLOSED ESCROW under list price by $20,000: October 9, 2015 (closed in 59 days after we negotiated for the sewer lateral to be paid/repaired by the Seller)

Meet Mary & Hayes and their little one “S”, along with Mary’s parents.

This purchase happened because both Mary’s parents and Hayes’ parents helped them buy the home. Mom and Dad have their own place so the plan isn’t for them to crash the new pad any time soon.

This was a fun purchase for me to work, personally. It sure wasn’t the run-of-the-mill sale. There wasn’t a legal sewer connection and the sewer lateral had to be replaced. Plus, the property was purchased along with an adjacent lot and there were some easements to take into consideration, so it certainly wasn’t boring.

I thoroughly enjoyed Mary & Hayes and their positive attitude throughout the process. They are smart people and I always enjoy working with smarties! The sale took a bit longer than if there weren’t issues with the sewer connection, but with patience, everything turned out fine in the end.

Cheers to kids who make their parents proud enough to invest in them!

Client Testimonial:

“Anna is amazing. We were fortunate to find a house we liked pretty quickly, but then it took some doing to solve some problems with the house before it could close. She helped us through the whole process and helped us stay calm and be patient. She worked with the seller’s agent to let them know what needed to be fixed and kept us up to date on all the paper work we needed to do. I highly recommend Anna May. She’s efficient, thorough and friendly.”
-Hayes Morehouse

 

Idiot Savant & Alimony Ale

(I’m not really this skinny/muscular. The beer was just heavy and the photographer Greg Jones is BAD.)

Let’s face it. I’m not paid for my talent knowing whether or not the Unites States Postal Service, UPS or Fedex will deliver alcohol. Imagine my local postal representative’s reaction when I walked into the post office yesterday wanting them to transport this case of Alimony Ale. She thought I was joking!

I make a living connecting human beings with homes in which to live. I don’t get paid to know who prohibits alcohol delivery.

I went back to the office complaining to my husband about it. He said to me, “Don’t you remember when I told you they wouldn’t deliver?”

(…crickets…)

Listen to your spouse.

Alimony Ale from Buffalo Bill’s Brewery on B Street, Hayward

Dating, Engagement, Marriage: The Stages of Home-Buying

What’s Next?

  • The Home Search is the same as “Dating”. We know what we want in a home/partner and we know we must “have the goods” to get what we want.
  •  “The Engagement” happens after we make an offer on a home and the offer is accepted. Tread carefully during this period of time. This is when you look for flaws and deal-breakers so you’ll have time to bail out without penalty.
  • “The Marriage”: You’ve closed the purchase and are the official owner of the property. (Here’s where I start snickering.) If you try to get rid of it now, everyone will be wondering “What’s wrong with it?”

Many of us know what happens after marriage.

Weight-gain, lax grooming, fading colors, neglect. After buying a home, the same stages of post-courtship decline can happen before we know it.

We trim less and become visibly unruly. The leaves fade and are missing the luster and color applied before. The landscaping fits a bit tighter as the fabric of neglected greenery expands. We become fat and lazy!

You start coming home later…

You know how it goes within a marriage. You think what’s-her-name isn’t going anywhere so you become sloppy. You leave the toilet seat up. You buy Lucky Charms instead of bran cereal. You fail to be her hero by killing spiders. You fail to allow her to pluck your eyebrows when you start looking like Fu Manchu. You wait until he gets back into the room and point out that the dog barfed so he’s stuck cleaning it up.

(NOTE: I’m guilty of the last sentence above as of just this morning.)

The lights are on but no one is home…

This is why it’s important to generate reasons to spruce up. If you’re concerned about whether or not people think you’re a slob, invite them over for a party! This will give you incentive to shed a few lbs. of that fluffiness, plant tulips, etc. Make everyone want to be on the arm of the best-looking, best-maintained house on the block, even after being “married to it” for many years!

Finally, know if you’re ready for a commitment in the first place!
This photo was taken when I visited my family in Iowa last year.

 

What’s the difference between eggs and bacon?

The chicken is involved; the pig is committed.